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In these days of austerity and also relative stress about incurring debt, many individuals balk about the idea of having a credit card to make purchase of merchandise or perhaps pay for any gift giving occasion, preferring, instead just to rely on the actual tried plus trusted method of making settlement – raw cash. However, if you have the cash available to make the purchase fully, then, paradoxically, that is the best time to use the credit card for several good reasons.

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My experience working for Consumer Genius was extremely disappointing. Although I completed all my job responsibilities and worked hard, I haven’t received my salary for four months. Despite trying to contact the company several times, I haven’t received a response or any explanation for the delay. It’s not only unethical but also illegal to withhold employees’ salaries. This conduct reflects poorly on the company’s professionalism and respect towards their workforce. I strongly advise anyone against working for this company or considering any business dealings until they show a genuine commitment to treating their employees with respect and paying their salaries on time.

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In accordance with my study, after a in foreclosure process home is sold at a bidding, it is common to the borrower in order to still have a remaining balance on the personal loan. There are many financial institutions who try and have all charges and liens cleared by the next buyer. Nevertheless, depending on a number of programs, polices, and state regulations there may be a few loans that are not easily fixed through the exchange of personal loans. Therefore, the obligation still rests on the borrower that has had his or her property foreclosed on. Thank you sharing your ideas on this site.